Hamas leader offers truce if Israel withdraws from 1967 lands (AP)

AP - The leader of Hamas says his Palestinian militant group is offering Israel a 10-year truce if it withdraws from all lands it seized in the 1967 war.

Knowing how to refinance a mortgage is your mortgage brokers responsibility. But as a borrower you can help the process along by gathering the right paperwork before you apply. We all know a mortgage refinance can sometimes be a long drawn out process that involves large amounts of paperwork and requested information, not having some of this information ready when your mortgage lender requests it can delay your loan and cause further frustration. Many borrowers do not know how to refinance a mortgage or what documentation is needed for their loan, but by bringing your mortgage broker some key information when you apply you can make your refinance go much faster.

W-2 Forms: You should have your last two years W-2 forms to supply to you mortgage lender. This will help them verify your income .

Recent Paycheck Stubs: Your mortgage lender will want to see the two most recent pay stubs to verify current employment and current income levels.

Financial Account Statements: Statements for all financial accounts such as bank accounts, IRA, 401K's or stocks. This will help determine the amount of assets and reserves you have available.

Any Legal Documentation: Legal papers such as divorce papers, child support papers, judgment satisfactions are all very important to your mortgage lender.

Insurance Information: Your mortgage lender will need to contact your home Owners insurance company to change the mortgagee clause of the loan. The name and contact number of your insurance agent is all that is needed for this.

Property Tax Bill: This will help your mortgage lender in figuring your debt to income ratios and also prove that your taxes for the previous year are paid in full.

Although you may not know how to refinance a mortgage you can still walk in prepared and ready with the right paperwork and enjoy a fast painless mortgage refinance process!

Learn How to Refinance a Mortgage Faster and get more useful Mortgage Refinance Advice

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